Friday, November 18, 2011

Housing and Mortgage Prediction for 2012

The median expectation among more than 100 economists and real estate pros, surveyed by MacroMarkets, is that home values will inch ahead by 0.25%, compared to their 2011 median forecast decline of 2.8%. They also foresee annualized gains through 2015 of just 1.1%.

Low interest rates for mortgage are expected to remain cheap. Jay Brinkman, chief economist at the Mortgage Bankers Association, says that the 30-year fixed mortgage rate will stay below 5% throughout 2012.

THE ACTION PLAN: For those want to make a home purchase, 2012 could be a GREAT time to do so. With home prices cheap and borrowing rates low, this window of opportunity may be your best time to buy.

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